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MFS Insurance, Inc. Blog

View the latest blog posts from MFS Insurance, Inc..

             In Jennifer Goforth Gregory's article found on Insure.com, she discusses some of the common car insurance mistakes made by parents when sending their children off to college to start their new adventure. READ MORE >>

It seems like just yesterday it was a frigid day in December and the boats that were being pulled up and down south Arkansas’s highways were full of decoys and hunting gear. Now, in a blink of an eye, it is the middle of May and summer is starting up. READ MORE >>

A recent report from Insurance Journal can be found here:  http://www.insurancejournal.com/news/national/2016/10/18/429683.htm As we've mentioned before, the state of Arkansas has very competitive work comp rates and legal environment.  In fact, we had the 3rd lowest sample rates from all states! READ MORE >>

Now we move to the gritty portion of work comp audits.  You've contacted your agent and walked through all the items you need to have in hand before auditor shows up............correct? Let's back up a few steps!  First of all, it's best to have a simple checklist in preparation for audit so you don't forget anything. READ MORE >>

Come on now!  Don't put insurance audits down the basement like that!  When it comes to you work comp audit, preparation is the key to making it a smooth process.  On the contrary, if you can make an IRS audits smooth let me know because I'm calling to find out. Back on the insurance topic. READ MORE >>

Good news about your work comp premium.......Arkansas has a great legal climate compared to most states.  It's very fair to employers and employees alike.  This combination has attracted healthy competition from many insurance companies which ultimately lowers the premium for employers in Arkansas who can pass savings down with higher wages to employees. READ MORE >>

We've had quite a few questions related to work comp of late so we are going to do a series of posts and address a few items that come up often.  Hopefully this will alleviate some concerns and make processes such as audits more efficient for Arkansas employers! READ MORE >>

Flood insurance can be tricky as there are several different types of forms.  It helps to have a good agent who can navigate the NFIP program on your behalf.  Flood maps are updated often over the years and the program is always under the microscope of change and improvement. READ MORE >>

So you've had an auto wreck and turn over claim to your local independent insurance agent that you choose because you like saving money on auto insurance and benefit from having options as a consumer (shameless plug).  Well, the next person that will most likely call is an insurance adjuster. READ MORE >>

The simple answer is yes.  When you own or acquire vacant land then liability comes with ownership of nearly anything in our society. At a minimum, you have a "slip and fall" exposure for citizens that might traverse your ground.  We insure many vacant properties that are raw land and premiums range from $200 - $300 annually. READ MORE >>

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