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Congratulations on that new car purchase.  You've negotiated a great trade and life is looking good as you drive off the lot.  Oh come on..................you didn't think about insurance!  Trust me that's easy to do in the excitement of a new purchase.  A few tips would be the following: 

If you already have car insurance for your current vehicle, then your existing policy may offer temporary coverage for your new car for a limited time. If you’re not certain if your policy extends coverage, give your agent a quick call to check before picking up your new vehicle.

If your current car insurance policy does automatically extend coverage to a new car, you won’t be required to inform your auto insurance company before buying a car, but don't wait too long after your purchase to notify your insurer.

Policies that extend coverage to new cars typically give you anywhere from seven to 30 days to inform your car insurance company that you purchased a new vehicle.   Be sure to find out if your extended coverage includes collision and comprehensive. If it doesn't, your finance or leasing company will require you to add these physical damage coverages to your new car policy immediately.  Some car insurance policies only cover a new vehicle if it’s replacing a vehicle on your policy and only extend the same coverage. For instance, if you only had liability insurance for your old car, your new car will only have liability coverage. If you find this to be the case, call and add the new car to your policy while at the dealership to have collision and comprehensive

For competitive auto quotes in Little Rock, Forrest City, Stuttgart, Greenbrier, Conway, or Marianna give MFS Insurance, Inc. a call.  We stand by ready to provide a fast, reliable, accurate auto quote to meet your needs.


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